Discover ways you could save on your AICPA coverage.

Select your age range to see how much you could save.

Age Range

Rate classes

Has your health changed since you last applied? You could enjoy the same reliable coverage for less than you're paying now simply by applying for a change to your rate class.

Apply for a lower rate

Select Plan to view rate class savings:

The CPA Life Insurance Plan
Group Variable Universal Life Insurance
Spouse Life Insurance Plan
Select Rates

up to 67% lower than Standard

  • Good health
  • Simply answer a few health questions to apply
  • Maximum age to apply is 74

Annual Cash Refunds

Annual Cash Refunds may help lower your cost of insurance. The AICPA Insurance Trust (Trust) reviews a number of factors in determining the amount, if any, of Annual Cash Refunds, such as premiums, claims, expenses, and other charges. These refunds vary year to year and are not guaranteed. The Trust has paid Annual Cash Refunds every year since each Life Insurance Plan’s inception. These refunds could vary based on a number of factors, such as your rate class, payment mode, engagement in certain wellness programs, and the premium you pay. Please note, when premiums are lowered, refunds may decrease as well.

Learn more

Select Plan to view the Annual Cash Refund percentage:

The CPA Life Insurance Plan
Group Variable Universal Life Insurance
Spouse Life Insurance Plan

Please select an age range to view cash refund percentages

Ways you could save even more

Some easy-to-make adjustments could help you save even more on your cost of insurance. Log in to the online Self-Service Center to update your preferences.

Log in

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Semi-Annual/Annual Payments

Changing your mode of payment may increase your Annual Cash Refund by up to 2% (2)

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Electronic Fund Transfer

Switching to EFT may increase your Annual Cash Refund by $25.00

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Multi-product Coverage

You could increase your Annual Cash Refund by $25.00 if you have more than one Trust product

Life Needs Estimator

It is easy to figure out how much Life Insurance you may need with our Life Insurance Needs Calculator.

Frequently asked questions

Our suite of Life Insurance products

Coverages are issued by The Prudential Insurance Company of America.

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The CPA Life Insurance Plan

Help loved ones remember you...not the bills you left behind.

Apply now

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Member / Spouse Level Premium Term Life Insurance

Life Insurance rates that won't change for 10 or 20 years. (3)

Apply now

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Group Variable Universal Life Insurance

Life coverage to age 100...plus a fixed account that provides an opportunity to help grow your money. (4)

Apply now

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Spouse Life Insurance Plan

Spouse coverage at the same affordable rates as CPA Life.

Apply now

Warnings
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